One of the most common questions I get is, “OK if I’m just starting out, what should I do?” The short answer is: apply for credit cards and learn how to maximize their use.
But which cards?
Here’s the 5 cards I’d apply for if I were starting today. Not only are they good cards, but they’re good cards to get together for a few reasons as well. The goal here is to earn a diverse portfolio of points with as mild of a spend requirement as possible, get you set up for daily spending, and to affect your credit as little as possible. [Read more...]