I meant to write about this a few days ago, but other posts got in the way. I got this card during one of these limited time bonuses in the Fall and my 75k posted promptly.
While the application link states March 14 expiration, The Points Guy reports that the offer ends tomorrow at 2pm. So while you may be OK to wait, why not apply now just to be safe? Note that the link to the card in his blog is an affiliate link that earns him a commission. The link below in this post does not earn me or anyone else a commission.
This is essentially the business version of the personal Premier Rewards Gold Card with a similar 3/2/1 earning structure.
The spend requirement on this card is a hefty $10,000 within 4 months of your approval, but if you can manage it, then I do recommend this card at this bonus. With a 50% transfer bonus to British Airways, for instance, that’s enough for 25 short haul flights on American.
This card earns 3X on airfare, 2X on advertising, gas and shipping and 1X on everything else, so you can make good use of this card in the next year–the first year is free.
Since I spend entirely too much money with Google AdWords in my business, I am actually going to keep this card to earn 2X on advertising, but most folks will probably want to ditch this one after the first [free] year. Remember that business cards don’t sit on your personal credit report, so adding this card won’t pull down your average age of accounts. The flip side is, of course, that your good payment history doesn’t help your personal credit, either…
You do not need to own a business to apply for the business card. You can apply as a “sole proprietor” and use your social security number instead of an EIN.
Note of caution: This card is known to be a financial review magnet for those who apply without an EIN. As a result, you should be extremely honest on your application in characterizing your income and assets if you’re applying as a sole proprietor. I would also be a bit cautious in manufacturing spend for 100% of this bonus. I would aim for at least 2/3 to be done in legitimate spending.